Small Business Financing and Support Programs

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Use the form at the bottom of this page
to learn more about your financing options.

Business Recovery Loan Fund

In response to the recent Coronavirus Pandemic, the City of Fresno applied for and received $830,000 in funding to create a new Revolving Loan Fund. Small and medium-sized City of Fresno businesses who have been impacted by and/or need funding to respond to the COVID-19 crisis can receive a loan of up to $100,000 from this program at a fixed low-interest rate.  Payments can also be deferred for the first 6 months.

Recover Loan Fact Sheet

City of Fresno Revolving Loan Fund (RLF)

Business must be within the limits of the City of Fresno and be unable to obtain full project financing from a conventional lender. Funds can be used for inventory, working capital, equipment purchase, and/or leasehold improvements. There is typically a job creation/retention requirement of 1 job for every $35,000 loaned.

RLF Fact Sheet

SBA-504 Program

Loans of up to $10 million can be made anywhere in the Valley. Funds can be used to buy, build, or buy and remodel an owner-occupied commercial building to house your own business. Both the City of Fresno RLF and the SBA-504 programs are administered by Cen Cal Business Finance. For more information, contact Cen Cal at (559) 227-1158.

Access Plus Capital Microloan Program

Loans of up to $50,000 can be made to businesses located anywhere in Fresno County. Funds can be used for inventory, working capital, equipment purchase, leasehold improvements. For more information, contact Access Plus Capital at (559) 263-1351.

SBA-7a Program

The Small Business Administration can make loans of up to $1 million anywhere in the Valley, either to buy an existing operation or business assets.

Local Small Business Lending Institutions

Our local CDFIs provide a variety of loan amounts and terms for your business. Let us know your financing needs and we can help connect to these and other lenders including bank.


Small Business Support Partners