Mayor's Office

Homebuyer Resources

Homebuyer Resources

The Dyer Administration believes everyone should have a safe and affordable place to call home. The Office of Community Affairs is proud to provide Fresnan’s with resources to assist them in their rental or first-time homebuying experience.

For each program listed here, the City of Fresno’s commitment is to support and amplify our partner’s outreach efforts through the Office of Community Affairs with the objective of increasing the number of sign-ups for the homebuyer workshops.

Bank of America provides up to $17,500 in down payment and closing costs to help homebuyers

Down Payment Grant program helps buyers overcome the biggest barrier to homeownership – down payment. In the Fresno area, eligible buyers can receive 3% of the home’s purchase price up to $10,000, whichever is less, to be used toward their down payment. No repayment is required.

America’s Home Grant® program offers a lender credit of up to $7,500 that can be used towards non-recurring closing costs, like title insurance and recording fees, or to permanently buy down the interest rate. The funds do not require repayment and can be combined with funds from the Down Payment grant program listed above.

To learn more:
Visit the Bank of America Community Homeownership Commitment Program, here.


Attention all interested 1st-time homebuyers you can receive up to $22,000 in down-payment assistance.

While we seek opportunities for homeownership across the community, Homeownership rates for both Latino and African American households lag significantly behind those of White and Asian households in the Fresno area. The City of Fresno is proud to announce homebuyer education and down-payment assistance programs with two organizations that are focused on increasing first time homeownership in the African American and Latino communities in the Realtist of Fresno County and the National Association of Hispanic Real Estate Professionals (NAHREP) respectively.

To learn more, contact:
Lionel Akpovi, The Fresno Realtist Tel (559) 860-9016; or

To attend an upcoming workshop that is a prerequisite to apply for down-payment assistance through FHLBank of San Francisco visit:

To contact NAHREP Fresno (Ask to speak to the NAHREP representative) Tel (559) 372-2823 or;
To register for an upcoming workshop,
visit: Llaves de tu Casa workshops


California Mortgage Relief Program –

If you are falling behind on your housing payments… you’re not alone. Help is here for California homeowners. The California Mortgage Relief Program started during the COVID-19 pandemic, and uses funds from the 2021 American Rescue Plan Act’s Homeowners Assistance Fund. It helps homeowners with past-due payments. The state is now raising the income limit to qualify. The relief money can also be used to help pay past-due property taxes. People can receive a maximum of $80,000. Applicants must meet all of the following requirements to apply:

  • Own, or reside in a single-family home, condo or permanently affixed manufactured home (housing unit) in California
  • Be behind on at least two mortgage payments before the end of 2021
  • Faced a COVID-19 pandemic-related financial hardship after Jan. 21, 2020
  • Make 150% or less of Fresno County’s median income
Applicants must also meet at least one of the following requirements.
  • Receive public assistance
  • More than 40% of income goes to housing costs
  • Have no alternative workout option through mortgage servicer
Individuals can apply at Any additional questions can be answered by U.S. Housing and Urban Development-certified housing counselors at 1-800-569-4287. The California Mortgage Relief Program can be reached at 1-888-840-2594. For emails, homeowners can expect a response within three business days at