Small Business Financing and Support Programs

Use the form at the bottom of this page to learn more about your financing options.

Business Recovery Loan Fund
In response to the recent Coronavirus Pandemic, the City of Fresno applied for and received $830,000 in funding to create a new Revolving Loan Fund. Small and medium-sized City of Fresno businesses who have been impacted by and/or need funding to respond to the COVID-19 crisis can receive a loan of up to $100,000 from this program at a fixed low-interest rate.  Payments can also be deferred for the first 6 months.

Recovery Loan Fact Sheet

City of Fresno Revolving Loan Fund (RLF)
Business must be within the limits of the City of Fresno and be unable to obtain full project financing from a conventional lender. Funds can be used for inventory, working capital, equipment purchase, and/or leasehold improvements. There is typically a job creation/retention requirement of 1 job for every $35,000 loaned.

RLF Fact Sheet

SBA-504 Program
Loans of up to $10 million can be made anywhere in the Valley. Funds can be used to buy, build, or buy and remodel an owner-occupied commercial building to house your own business. Both the City of Fresno RLF and the SBA-504 programs are administered by Cen Cal Business Finance. For more information, contact Cen Cal at (559) 227-1158.

Access Plus Capital Microloan Program
Loans of up to $50,000 can be made to businesses located anywhere in Fresno County. Funds can be used for inventory, working capital, equipment purchase, leasehold improvements. For more information, contact Access Plus Capital at (559) 263-1351.

SBA-7a Program
The Small Business Administration can make loans of up to $1 million anywhere in the Valley, either to buy an existing operation or business assets.

Find the SBA Fresno District Office

Local Small Business Lending Institutions

Our local CDFIs provide a variety of loan amounts and terms for your business. Let us know your financing needs and we can help connect to these and other lenders including bank.

Access + Capital Logo
Accion Opportunity Fund Logo
Cen Cal Business Finance Group Logo
Self-Help Credit Union Logo
Valley Small Business Development Corporation Logo

Small Business Support Partners

California Office of the Small Business Advocate Logo
Central Valley SCORE Logo
Jakara Movement Logo
U.S. Small Business Administration Logo
Valley Community SBDC Logo
California Hmong Chamber of Commerce Logo
Community Vision Logo
Fresno Area Hispanic Foundation Logo
Fresno Area Metro Black Chamber of Commerce Logo
Fresno Asian Business Institute & Resource Center Logo

How Can We Help You?

Contact Economic Development