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Important links: Fresno Start Up Business License
Business Licenses Permit Center Redevelopment Agency Department Directory for City of Fresno
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Loan Programs
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California Industrial Development Financing Advisory Commission
The California Industrial Development Financing Advisory Commission (CIDFAC) assists California manufacturing businesses in funding capital expenditures for acquisitions or expansions.  The program allows a business to borrow up to $20 million at competitive rates through the issuance of tax-exempt bonds enhanced by a letter of credit.  For more information, please e-mail George Smith at the City of Fresno Economic Development Department or call (559) 621-8357.

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Empowerment Zone Bonds

Businesses located within the City of Fresno's Federal Empowerment Zone may be able to borrow as much as $100 million at competitive rates through the issuance of tax-exempt bonds.  Proceeds may be used to finance a new or existing plant and equipment within the Zone.  For more information, please e-mail George Smith at the City of Fresno Economic Development Department or call (559) 621-8357.

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Revolving Loan Fund (RLF)

The City of Fresno's Revolving Loan Fund (RLF) provides capital access to businesses unable to finance an entire "project" through conventional bank financing.  The RLF allows the use of funds for working capital, equipment, and/or real estate purchases.  This loan is targeted to qualify for-profit businesses located within the City.  The typical deal is structured with the RLF providing up to one-third of a project financing (RLF amount not to exceed $150,000).  There is a job creation requirement of one job for every $35,000 loaned from the RLF.  For more information, please e-mail George Smith at the City of Fresno Economic Development Department or call (559) 621-8357.

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Hometown Entrepreneur Loan Program (HELP)

The Hometown Entrepreneur Loan Program (HELP) provides loans up to $50,000 for working capital and equipment financing, where conventional bank financing is not an option.  This loan program is targeted to qualified for-profit businesses located in the City of Fresno Empowerment Zone, Enterprise Zone, HUB Zone, or low-to-moderate income census tracts.  The HELP loan program has no job creation requirement.  For more information, please e-mail George Smith at the City of Fresno Economic Development Department or call (559) 621-8357.

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Frequently Asked Questions

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