Home Improvement Program
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Mark Scott, Interim Director
2600 Fresno St
Room 3065
559-621-8003
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Targeted Area Rehabilitation Program

The Targeted Area Rehabilitation Program provides a zero-percent interest forgivable loan to low-income, owner-occupied households to make needed repairs and improvements to their homes. Funds for the grant program are made available through the U.S. Department of Housing and Urban Development (HUD).
The maximum allowable amount for a rehabilitation loan is $65,000.  

If the owner continues to reside in the home, at the end of five (5) years half of the loan will be forgiven.  The balance of the loan will be forgiven in fifteen (15) years if the home is still the borrower's principal residence and there has been no transfer of title.   

Below please find: Eligibility Requirements; Eligible Improvement Items; and How to Apply.


ELIGIBILITY REQUIREMENTS

     APPLICANTS
  • Must reside in one of the targeted areas.
  • Must reside in a low-income household.
  • Provide proof of owner-occupancy in the home to be rehabilitated. 

     INCOME

    Applicants must qualify as low-income households, based
    on gross monthly total household income and family size.
    (See chart below).
     
2014 INCOME LIMITS

1 PERSON - $2,554
2 PEOPLE - $2,916
3 PEOPLE - $3,283
4 PEOPLE - $3,645
5 PEOPLE - $3,937
6 PEOPLE - $4,229
7 PEOPLE - $4,520
8 OR MORE PEOPLE - $4,812

     PROPERTY

  • Property to be rehabilitated must be a single-family home or condominium located within a targeted area.
  • Property to be rehabilitated cannot have an after-rehabilitation value that exceeds established program limits.

ELIGIBLE IMPROVEMENT ITEMS


     MANDATORY IMPROVEMENTS
Health and safety improvements and correction of substandard conditions.

     OTHER ELIGIBLE IMPROVEMENTS

Optional repairs may include renovations and alterations that address livability, deferred maintenance, energy efficiency, security, disabled accessibility, and general property improvements.

     INELIGIBLE ITEMS

Luxury items, furniture, and most appliances.

HOW TO APPLY

           

The City is currently working in certain areas of Fresno,
            and residents will be notified if they are in one of
            those qualifying areas.  The application process will
            be explained to them at that time.

            Contact the City of Fresno Housing and Community
            Development Division for additional informaton at (559) 
            621-8300.